Getting a home loan with bad credit might seem like a long shot, but it's more possible than most people think — especially if you approach it with the right strategy. When banks see a low credit score, they consider it a risk. But there are ways to still secure a home loan:  Explore NBFCs & Housing Finance Companies: Unlike traditional banks, NBFCs are more flexible. They might offer slightly higher interest rates, but they're more likely to approve loans for bad credit holders.  Add a Co-Applicant: A spouse or family member with a good credit history can significantly improve your loan eligibility.  Larger Down Payment: Offering a bigger upfront amount lowers the lender's risk — and increases your chances.  Government Schemes: Schemes like PMAY (Pradhan Mantri Awas Yojana) are created to support homebuyers from weaker sections, even with low credit.  Build Credit Before Applying: If possible, spend 6 months improving your credit through smaller loans or secured cards. If you're on the lookout for premium locations and flexible purchase options, check out the Trump World Center Location in Pune — an excellent project for buyers with long-term vision. The development team also assists with financing support, making it easier for first-time buyers and those with non-ideal credit scores to make a smooth purchase.